Legal Policies
Last Updated: March 29, 2026
Privacy Policy
Welcome to Blue Collar Insurance ("we," "us," or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us, including via SMS text messaging.
Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or submit your information.
1. Information We Collect
We may collect personal information that you voluntarily provide to us when you express an interest in obtaining information about our Medicare insurance products and services, request a quote, or otherwise contact us.
- Identifying Information: First name, last name.
- Contact Information: Phone number, email address, physical address/zip code.
- Health/Demographic Information: Date of birth (e.g., "Turning 65 Date") to determine your Initial Enrollment Period for Medicare.
2. How We Use Your Information
We use the information we collect to operate our business and provide you with the services you requested. Specifically, we may use your information to:
- Fulfill your request for a free Medicare review and connect you with a licensed insurance agent.
- Communicate with you via phone call, email, or SMS text message regarding your Medicare plan options, timelines, and our services.
- Respond to your customer service inquiries and support needs.
- Comply with legal and regulatory obligations.
3. SMS Text Messaging & A2P Compliance
If you opt-in to receive text messages from Blue Collar Insurance, you agree to receive informational and marketing text messages regarding Medicare plan options and your consultation.
- Strict Non-Sharing Policy for Mobile Data: We highly value your privacy. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
- Opt-In: Consent to receive SMS messages is strictly voluntary and is not a condition of purchasing any goods or services.
- Opt-Out: You can cancel the SMS service at any time. Just text "STOP" to the number from which you received the message. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
- Help: If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance.
4. Disclosure of Your Information
We do not sell, trade, or rent your personal identification information to others. We may share your information only in the following situations:
- With Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf strictly for the purpose of carrying out our business operations. As stated above, this explicitly excludes sharing mobile opt-in data for third-party marketing.
- For Legal Reasons: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
5. Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
Terms and Conditions
1. Agreement to Terms
These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Blue Collar Insurance ("we," "us," or "our"), concerning your access to and use of our website and services. By accessing the site and submitting your information, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions.
2. Disclaimer of Endorsement
Blue Collar Insurance is an independent insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program. We offer access to Medicare Advantage Plans, Medicare Supplement Insurance, and Prescription Drug Plans offered by various private insurance companies.
3. SMS/Mobile Messaging Terms
By providing your mobile phone number and submitting our online forms, you expressly consent to receive informational and marketing text messages (SMS/MMS) from Blue Collar Insurance regarding our services, your Medicare options, and consultation appointments.
- Consent is not a condition of purchase: You understand that you are not required to provide this consent as a condition of purchasing any goods or services.
- Message Frequency: Message frequency varies based on your interactions with us.
- Message and Data Rates: Standard message and data rates may apply to any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
- Cancellation/Opt-Out: You can cancel the SMS service at any time by replying "STOP" to any text message you receive from us. Upon receiving your "STOP" message, we will send one final confirmation message and then cease sending text messages to your number.
- Help/Support: If you need assistance, reply "HELP" to any of our text messages, or contact us directly at 662-871-6123.
- Privacy: Mobile information and consent will not be shared with third parties or affiliates for marketing or promotional purposes. Please review our Privacy Policy for more details.
4. User Representations
By using the Site, you represent and warrant that:
- All registration information you submit will be true, accurate, current, and complete.
- You will maintain the accuracy of such information and promptly update such registration information as necessary.
- You are of legal age and have the legal capacity to agree to these Terms.
5. Intellectual Property Rights
Unless otherwise indicated, the Site and its contents, including but not limited to text, graphics, logos, and images, are our proprietary property and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.
6. Limitation of Liability
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site or our services, even if we have been advised of the possibility of such damages.
7. Governing Law
These Terms shall be governed by and defined following the laws of Mississippi. Blue Collar Insurance and yourself irrevocably consent that the courts of Mississippi shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.
8. Contact Us
In order to resolve a complaint regarding the Site, to receive further information regarding use of the Site, or for privacy inquiries, please contact us at: