Terms and Conditions

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Blue Collar Insurance ("we," "us," or "our"), concerning your access to and use of our website and services. By accessing the site and submitting your information, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions.

2. Disclaimer of Endorsement

Blue Collar Insurance is an independent insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program. We offer access to Medicare Advantage Plans, Medicare Supplement Insurance, and Prescription Drug Plans offered by various private insurance companies.

3. SMS/Mobile Messaging Terms

By providing your mobile phone number and submitting our online forms, you expressly consent to receive informational and marketing text messages (SMS/MMS) from Blue Collar Insurance regarding our services, your Medicare options, and consultation appointments.

• Consent is not a condition of purchase: You understand that you are not required to provide this consent as a condition of purchasing any goods or services.
• Message Frequency: Message frequency varies based on your interactions with us.
• Message and Data Rates: Standard message and data rates may apply to any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
• Cancellation/Opt-Out: You can cancel the SMS service at any time by replying "STOP" to any text message you receive from us. Upon receiving your "STOP" message, we will send one final confirmation message and then cease sending text messages to your number.
• Help/Support: If you need assistance, reply "HELP" to any of our text messages, or contact us directly at 662-871-6123.
• Privacy: Mobile information and consent will not be shared with third parties or affiliates for marketing or promotional purposes. Please review our Privacy Policy for more details.

4. User Representations

By using the Site, you represent and warrant that:

1. All registration information you submit will be true, accurate, current, and complete.
2. You will maintain the accuracy of such information and promptly update such registration information as necessary.
3. You are of legal age and have the legal capacity to agree to these Terms.

5. Intellectual Property Rights

Unless otherwise indicated, the Site and its contents, including but not limited to text, graphics, logos, and images, are our proprietary property and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.

6. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site or our services, even if we have been advised of the possibility of such damages.

7. Governing Law

These Terms shall be governed by and defined following the laws of Mississippi. Blue Collar Insurance and yourself irrevocably consent that the courts of Mississippi shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

8. Contact Us

In order to resolve a complaint regarding the Site, to receive further information regarding use of the Site, or for other inquiries, please contact us at: